Avanti Finance

Impact Stories · FY 2025–26

Every loan
has a name.

Stories from the field.

Names have been changed to protect borrower privacy.

Borrower at her shop
Borrower at her grocery shop
Weaver at her loom
Kirana and photocopier shop
Weaving business inventory
Avanti Masala shop
Rina Mondal

Multi-cycle Loan

₹30,000 to ₹60,000

Madhupur, West Bengal

Rina Mondal

Madhupur, West Bengal

Rina took her first ₹30,000 loan to set up a grocery shop in Madhupur. The business grew steadily, and she returned for a second cycle. By her third loan of ₹60,000, the shop had become the household's primary income source. Today her children's schooling is funded entirely from the business. Three cycles: the same shop, the same street, the same woman. The numbers behind her family have changed completely.

Before

No independent income; the household relied on a single earner with no savings buffer

After

Runs a grocery shop; children's education fully funded from business revenue across 3 loan cycles

3 loan cycles

Steady growth over three years

Ningthemmit Tombi Devi

Multi-cycle Loan

₹30,000 to ₹40,000 to ₹60,000

Manipur

Ningthemmit Tombi Devi

Manipur

Tombi started with a ₹30,000 loan for her weaving business and earned up to ₹15,000 a month. With a second loan of ₹40,000 she ventured into an entirely new direction, opening a small hotel. Today she runs both businesses, earns ₹20,000 a month, and has applied for a third loan of ₹60,000 to build a permanent structure for the hotel.

Before

Running a single weaving business with limited capital to grow

After

Two businesses (weaving and a hotel) earning ₹20,000/month combined

₹20,000 / month

Across two independent businesses

Impact in numbers

Mirganj, Bihar

Kanti Kumari

JLG to Individual Business Loan

₹30,000 to ₹1,00,000

Kanti started with a joint-liability group loan of ₹30,000 for her tailoring unit: four sewing machines and daily sales of ₹2,000. Over successive loan cycles she scaled aggressively, adding more machines, more workers, and higher throughput. By the time she drew her individual business loan of ₹1,00,000, her daily sales had reached ₹15,000 to ₹20,000. Today she runs a garment production unit that employs eight people from her community.

In numbers

10×

income growth

₹1,00,000

final loan amount

8 people

now employed

Vijay Nagar, Solapur

Priya Raju Kadam

Microenterprise Loan

₹50,000

Before her Avanti loan, Priya was doing daily wage labour to make ends meet. Her husband ran a small garment business but struggled during peak seasons. With ₹50,000, she bought sewing machines, set up her own tailoring unit, and now earns ₹15,000 a month, double her prior income. During busy seasons she steps in to support the family business too, turning a one-person operation into a family enterprise.

In numbers

₹15,000 / month

Monthly income, tailoring unit

Their stories.

From the FY 2025–26 impact report

Lata Ganpat MoreMaharashtra

₹1,000 / day

Lata Ganpat More

Launched Avanti Masala with her husband. Now earns ₹1,000/day. A business she proudly named after Avanti itself.

₹40,000 · Microenterprise

Sunanda Maruti JadhavMaharashtra

₹1,200 / day

Sunanda Maruti Jadhav

Moved from street vending to running her own kirana shop. Earns ₹1,200/day and fully manages all household expenses independently.

₹30,000 · Microenterprise

Mousumi PalWest Bengal

Financial independence

Mousumi Pal

From a family that struggled for food to running a thriving grocery shop. Financially independent, managing all household expenses herself.

₹30,000 to ₹50,000 · Multi-cycle

Savita Yallappa PatilMaharashtra

Village's first

Savita Yallappa Patil

Set up the village's first photocopier alongside a kirana shop, a shared community resource the whole village now depends on.

₹40,000 · Microenterprise

Laishram SanahanbiManipur

₹15,000 / month

Laishram Sanahanbi

Grew a petty shop into a full grocery business over 3 loan cycles. Earns ₹15,000/month as a stable, independent second income.

₹20,000 to ₹60,000 · Multi-cycle

Khumanthem Memcha DeviManipur

Resilience through crisis

Khumanthem Memcha Devi

Traditional weaver who upgraded materials and output during the Manipur conflict. Credit served as a safety net precisely when it was needed most.

₹30,000 to ₹40,000 · Livelihood

Heisnam Tomba SinghManipur

3 loan cycles

Heisnam Tomba Singh

Moved from roadside vending to a garment shop at Mayang Imphal Bazar. Two loans taken and repaid through the Manipur conflict. His wife started her own business too.

₹30,000 to ₹50,000 · Multi-cycle

Behind every number,
a name.

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