Avanti Finance

Impact Stories · FY 2025–26

Every loan
has a name.

Stories from the field.

Borrower at her shop
Borrower at her grocery shop
Weaver at her loom
Kirana and photocopier shop
Weaving business inventory
Avanti Masala shop
Meena Devi

Multi-cycle Loan

₹30,000 to ₹60,000

Madhupur, West Bengal

Meena Devi

Madhupur, West Bengal

Meena took her first ₹30,000 loan to set up a grocery shop in Madhupur. The business grew steadily, and she returned for a second cycle. By her third loan of ₹60,000, the shop had become the household's primary income source. Today her children's schooling is funded entirely from the business. Three cycles: the same shop, the same street, the same woman. The numbers behind her family have changed completely.

Before

No independent income; the household relied on a single earner with no savings buffer

After

Runs a grocery shop; children's education fully funded from business revenue across 3 loan cycles

3 loan cycles

Steady growth over three years

Moirangthem Rebati Devi

Multi-cycle Loan

₹30,000 to ₹40,000 to ₹60,000

Manipur

Moirangthem Rebati Devi

Manipur

Rebati started with a ₹30,000 loan for her weaving business and earned up to ₹15,000 a month. With a second loan of ₹40,000 she ventured into an entirely new direction, opening a small hotel. Today she runs both businesses, earns ₹20,000 a month, and has applied for a third loan of ₹60,000 to build a permanent structure for the hotel.

Before

Running a single weaving business with limited capital to grow

After

Two businesses (weaving and a hotel) earning ₹20,000/month combined

₹20,000 / month

Across two independent businesses

Impact in numbers

Mirganj, Bihar

Saroj Devi

JLG to Individual Business Loan

₹30,000 to ₹1,00,000

Saroj started with a joint-liability group loan of ₹30,000 for her tailoring unit: four sewing machines and daily sales of ₹2,000. Over successive loan cycles she scaled aggressively, adding more machines, more workers, and higher throughput. By the time she drew her individual business loan of ₹1,00,000, her daily sales had reached ₹15,000 to ₹20,000. Today she runs a garment production unit that employs eight people from her community.

In numbers

10×

income growth

₹1,00,000

final loan amount

8 people

now employed

Vijay Nagar, Solapur

Sunita Raju Chavan

Microenterprise Loan

₹50,000

Before her Avanti loan, Sunita was doing daily wage labour to make ends meet. Her husband ran a small garment business but struggled during peak seasons. With ₹50,000, she bought sewing machines, set up her own tailoring unit, and now earns ₹15,000 a month, double her prior income. During busy seasons she steps in to support the family business too, turning a one-person operation into a family enterprise.

In numbers

₹15,000 / month

Monthly income, tailoring unit

Their stories.

From the FY 2025–26 impact report

Savita Jagan DevleMaharashtra

₹1,000 / day

Savita Jagan Devle

Launched Avanti Masala with her husband. Now earns ₹1,000/day. A business she proudly named after Avanti itself.

₹40,000 · Microenterprise

Gayatri Sadashiv ShindeMaharashtra

₹1,200 / day

Gayatri Sadashiv Shinde

Moved from street vending to running her own kirana shop. Earns ₹1,200/day and fully manages all household expenses independently.

₹30,000 · Microenterprise

Gauri Kouri DasWest Bengal

Financial independence

Gauri Kouri Das

From a family that struggled for food to running a thriving grocery shop. Financially independent, managing all household expenses herself.

₹30,000 to ₹50,000 · Multi-cycle

Jayshri Shamappa GegawaliMaharashtra

Village's first

Jayshri Shamappa Gegawali

Set up the village's first photocopier alongside a kirana shop, a shared community resource the whole village now depends on.

₹40,000 · Microenterprise

Sanasam BobitaManipur

₹15,000 / month

Sanasam Bobita

Grew a petty shop into a full grocery business over 3 loan cycles. Earns ₹15,000/month as a stable, independent second income.

₹20,000 to ₹60,000 · Multi-cycle

Thounaojam Ibeyaima DeviManipur

Resilience through crisis

Thounaojam Ibeyaima Devi

Traditional weaver who upgraded materials and output during the Manipur conflict. Credit served as a safety net precisely when it was needed most.

₹30,000 to ₹40,000 · Livelihood

Sandham Premkumar SinghManipur

3 loan cycles

Sandham Premkumar Singh

Moved from roadside vending to a garment shop at Mayang Imphal Bazar. Two loans taken and repaid through the Manipur conflict. His wife started her own business too.

₹30,000 to ₹50,000 · Multi-cycle

Behind every number,
a name.

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of these stories.

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