Financial Inclusion Platform

Formal credit
that reaches
the last mile

Frictionless credit for India's underservedEnd-to-end digital · Fully compliant

Explore the Platform →

ISO 27001:2022 Certified

Client Protection Certified

Formal credit

that reaches

the last mile

Frictionless credit for India's underservedEnd-to-end digital · Fully compliant

Explore the Platform →

ISO 27001:2022 Certified

Client Protection Certified

Scroll

Founding Vision

The founding words, 2016.

"Avanti will be a platform to impact the poor through credit at individual and community levels to create a lasting improvement in their livelihoods and standard of living, ushering prosperity."

Late Ratan Naval Tata · Co-Founder · 1937–2024

Late Ratan Naval Tata

Co-Founder

Chairman Emeritus, Tata Sons

Nandan Nilekani

Co-Founder · Board Member

Architect of Aadhaar · Co-founder, Infosys

Dr. Vijay L. Kelkar

Co-Founder · Board Member

Former Finance Secretary · Padma Vibhushan

Meet our board and leadership →

Founding Vision

The founding words, 2016.

"Avanti will be a platform to impact the poor through credit at individual and community levels to create a lasting improvement in their livelihoods and standard of living, ushering prosperity."

Late Ratan Naval Tata · Co-Founder · 1937–2024

Nandan Nilekani

Co-Founder · Board Member

Architect of Aadhaar · Co-founder, Infosys

Late Ratan Naval Tata

Co-Founder

Chairman Emeritus, Tata Sons

Dr. Vijay L. Kelkar

Co-Founder · Board Member

Former Finance Secretary · Padma Vibhushan

The Platform

Built for the unserved and underserved, enabling livelihoods

Partners originate loans in the communities they know. Avanti provides the credit intelligence, capital, and compliance framework. Reaching borrowers across 651 districts in 29 states and union territories.

active partner organisations across 29 states and union territories

See the full platform →

Paperless

No paper-based documentation. Digital KYC end-to-end.

Digital KYC

Presenceless

Credit reaches borrowers through 60+ partner organisations across rural India.

Partner-distributed

Cashless

Direct digital disbursement and repayment throughout.

Direct to account

Outreach

0.0 million+

Households reached · 29 states and union territories · 651 districts

₹0 Cr

Capital deployed since founding

Women borrowers

First-time formal borrowers

Districts covered

Impact

Every loan is an impact story

Behind every number is a business built, a livelihood created, a resource a community never had before.

Avanti borrower, Vijay Nagar, Solapur, Maharashtra

Rapid Loan · ₹50,000

From daily wages to ₹15,000 a month

Used her loan to start a tailoring unit, then stepped in to help scale her husband's garment business during peak seasons. One loan turned a single uncertain income into a family enterprise.

₹15,000 / month

Priya Raju Kadam · Vijay Nagar, Solapur, Maharashtra

Microenterprise Loan · ₹30,000 to ₹60,000

A second loan opened a second business

Took a follow-on loan and launched Ema Hotel alongside her existing enterprise. Two businesses, one determined entrepreneur, ₹20,000 a month across both.

₹20,000 / month

Ningthemmit Tombi Devi · Manipur

Avanti borrower, Akkalkot, Solapur, Maharashtra

Microenterprise Loan · ₹40,000

The village's first photocopier shop

Set up a kirana shop with cold drinks and a Xerox machine, services the village had never had. A community resource now used by everyone, every day.

Community's first business services

Savita Yallappa Patil · Akkalkot, Solapur, Maharashtra

Names have been changed to protect borrower privacy.

Read all impact stories →

"She named her masala business Avanti Masala."

She took a ₹40,000 loan and built a spice trading enterprise from the ground up. She named it Avanti Masala, after the platform that made it possible. Brand affinity no marketing campaign could produce.

Kavita Suresh Kamble · ₹40,000 Microenterprise Loan · Maharashtra

The Journey