About Us

Our Vision

Avanti believes personal agency, strong community, and local knowledge fuelled by financial services is at the heart of the world shedding the yoke of poverty for good. The vision is a platform where the neediest on the planet can instantly access the credit, capital and financial services they need to thrive at terms on par with those enjoyed by the first billion.

Our Vision

Avanti believes personal agency, strong community, and local knowledge fuelled by financial services is at the heart of the world shedding the yoke of poverty for good. The vision is a platform where the neediest on the planet can instantly access the credit, capital and financial services they need to thrive at terms on par with those enjoyed by the first billion.

Our Mission

Provide access to credit & affordable financial services in a timely manner to drive sustainable livelihoods & community owned local capacity to service 100 million households

Our Mission

Provide access to credit & affordable financial services in a timely manner to drive sustainable livelihoods & community owned local capacity to service 100 million households

Our Board

Ratan Naval Tata

Chairman Emeritus

Dr. Vijay L. Kelkar

Former Chairman, National Institute of Public Finance & Policy (NIPFP)

Nandan Nilekani

Chairman & Co-Founder, Infosys

Manish Thakkar

Chief Operating Officer

Lalitesh Katragadda

Chief Product Officer

Sunil Kumar Tadepalli

Chief of Partnerships

Sukanya Kripalu

Director

Our Leadership

5

Sukanya Kripalu

Director
6

Bindu Ananth

Director
6

Nagaraj Subrahmanya

Chief Risk Officer
7

Subbu Subramanian

Director
7

Kunguma Sharmila

Chief Audit officer

Our Team

Abhay Rathod

Abhijit Panda

Afridi Sultan

Aman Gautam

Aman Kumar

Ameeth Ramakrishna

Amit Nahar

Anju Kumari

Ankit Hurkat

Ashok Ranwa

Ashutosh Verma

Bhushan Salunkhe

Chandrasekhar Manoharan

Charanesh Gowda

Chhavi Tak

Chitra Marian

Darshil Mehta

Deepak Hota

Dibyadarshan Behera

Gajendran M

Ghanasham Badgujar

Goutham Krishna

Gurusamy Devaraj

Hariharan

Hariharan

Hemavathi TL

Himal Verma

Himanshu Namdev

Jayesh Sutar

Kanumuri Sai Koushik Varma

Katti Ramanujayelu

Kunguma Sharmila

Lalitesh Katragadda

Maniram Santosh

Manish Thakkar

Manu Prashanth

Mrinal Saha

Mukunda Munjuluri

Muralidharan M

Murugananthan

Nagaraj Subrahmanya

Nalini Chinta

Namrata Mayekar

Nidhi Gupta

Nihal B L

Nirakar Behera

Nivedhya PS

Pradnesh Shirsat

Praharsh Gupta

Pramila YB

Prayas Sen Deka

Priyanshu Singh

Raghu Veera

Rahul Gupta

Rajesh Jambhale

Rajneesh Sharma

Raksha Kumar

Ramkrishna Atre

Rashmi Raina

Ravali Chinthala

Reshma Mathew

Rupendra Patel

Sahana Nagesh

Saloni Jain

Sameer Arora

Sanket Sawwalakhe

Sashi Pandey

Saurabh Gangwal

Saurabh Kumar

Shamik Patel

Shivkumar Baldava

Shreya Jain

Shrishti Narain

Siddhartha Basu

Sirpi K

Sivaprasad

Sujendra

Sumit Waghe

Sunil Tadepalli

Swapnil Dixit

Swati

Tatu Vishwas Parab

Urvashi Bahirsheth

VamsiTej Gadivemula

Vikas Shukla

Vinayak Revadigar

Vivek D

Vrinda Rateria

Join Our Team

If you are a person who’s passion is transformation of livelihoods of the underserved and keen on joining Avanti, drop us a note.

JOIN NOW

About Us

Avanti’s mission is to enable sustainable livelihoods and empower the next 100 million households through accessible and affordable financial services. It is building a co-creation platform that fosters hyperlocal livelihood innovation and mass customisation. We currently focus on providing micro loans for income generation that enable sustainable livelihood creation.

Vision

Make financial services affordable and accessible in a timely manner to 100 mm un/underserved households in India

Mission

Usher in a new era of financial inclusion that brings financial empowerment & livelihood sustainability at a population scale powered by a digital-first model

Create a sustainable business; balanced for impact & returns

Our Board

Ratan Naval Tata
Chairman Emeritus

During his tenure as the Chairman of Tata Sons, the group revenue increased manifold from $5B to $100B. In addition to India’s second-highest civilian award, the Padma Vibhushan, he has been appointed Knight Grand Cross of the Most Excellent Order of the British Empire and lifetime achievement award from the Rockefeller Foundation.

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Dr. Vijay L. Kelkar
Former Chairman, National Institute of Public Finance & Policy (NIPFP)

Dr. Kelkar was the Chairman of a committee constituted for Revisiting & Revitalization the PPP Model of Infrastructure Development and the Chairman, Forum of Federations, Ottawa from January 2010 to March 2013. He was the Chairman of the Finance Commission in the rank of a Union Cabinet Minister, 2010. Earlier, he was the Executive Director for India, Sri Lanka, Bangladesh and Bhutan at the IMF. He has held positions of Finance Secretary, GOI; Director & Coordinator, International Trade Division, UNCTAD, Geneva; Secretary, Economic Advisory Council to the Prime Minister, GOI, 1985–1988. Dr. Kelkar is Chairman and member of Board of Directors and on Board of Governors of various global companies and organisations. Dr. Kelkar holds B.S., from the University of Pune, India, 1963, M.S., from the University of Minnesota, USA, 1965 and Ph.D. from University of California at Berkeley, USA, 1970.

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Nandan Nilekani
Chairman & Co-Founder, Infosys

Nandan Nilekani is the Chairman of Infosys. Subsequent to Aadhar, Nandan has spearheaded architectures for national scale public good platforms popularly known as India Stack. Innovations he has mentored include the GSTN, ESign, UPI. Most recently, Nandan has co-founded philanthropic platforms like EkStep (universal literacy), Avanti (financial inclusion) and the Societal Platforms think tank. Time magazine listed him as one of the 100 most influential people in the world in 2006 & 2009. Nandan holds a B.Tech. in Electrical Engineering, IIT Bombay.

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Sukanya Kripalu
Director

As one of India's first independent Marketing Consultants, Ms. Sukanya is a business and strategy consultant and an independent director across several boards. She has worked with several leading companies and in her most recent assignment she was CEO at Quadra Advisory – WPP Group Company. Sukanya runs an independent Marketing Consultancy.

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Bindu Ananth
Director

Bindu is the co-founder and Chair of Dvara Trust. She was Board Chair of Northern Arc Capital from 2009 – 2018. Prior to this, Bindu worked in ICICI Bank’s microfinance team between 2001 and 2005 and was head of the new product development team within their Rural Banking Group in 2007. She has an under-graduate degree in Economics from Madras University and Masters Degrees from the Institute of Rural Management (IRMA) and Harvard University’s John. F. Kennedy School of Government. Bindu has co-edited “Financial Engineering for Low-Income Households”, a book published by SAGE. She has also published in the Economic and Political Weekly, OECD Trade Paper Series and the Small Enterprise Development Journal. She was a member of three RBI Committees: financial inclusion, SME finance and housing securitisation. She was a member of the Government of India’s High Level Committee on Women (2014-15). She is a member of the Taskforce of the Insolvency & Bankruptcy Board of India (2017) She is an Independent Director of NeoGrowth Credit, Equalize Health, Syngenta Foundation and Lendable Credit Fund. She is also a member of the Executive Committee of CGAP. In 2017, Bindu was featured by Forbes as one of India’s leading women leaders.

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Subbu Subramanian
Director

Subbu possesses 35 years of delivering impact through driving cross functional partnerships. He has been the CFO for the last 18 years. Contributed to the top management team. Has a credit of increasing Titan’s market cap >5X making it to Nifty 50 and a BSE sensex entity. He is adept at leading and closing market acquisitions and managing investor relations.

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Rahul Gupta
Director & Chief Executive Officer

Rahul has deep domain expertise in consumer finance in emerging & mature markets across Asia. His positions include President & CEO of GE Money in Singapore & Hong Kong. In his most recent assignment he was MD-Business Development for the complete portfolio of GE businesses in the ASEAN region.

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Our Leadership

Manish Thakkar
Chief Operating Officer

Manish has over 23 years of experience in financial services, specialising in mergers and acquisitions, deal negotiation and transaction structuring. He turned entrepreneur after 17 years in Investment Banking including Nomura.

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Lalitesh Katragadda
Chief Product Officer

Lalitesh is a pioneer in crowdsourcing and building population-scale platforms for the underserved. His Startup was Google’s first acquisition. He co-founded Google's first international engineering centre and retired from Google as Head of India products. His creation, Google Mapmaker, was used to create Google maps in 187 countries with no maps. Lalitesh has spoken at TED and the Whitehouse.

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Sunil Kumar Tadepalli
Chief of Partnerships

Sunil has over 22 years of experience, across industries, in Organization Effectiveness, Strategy and Executive Coaching. He has worked in diverse cultural contexts & led global teams. Sunil has worked with C suite clients and has prior consulting experience in Financial Services. His previous role was with Accenture in Strategy.

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Nagaraj Subrahmanya
Chief Risk Officer

Nagaraj has over 20 years of experience in the financial services industry with domain expertise in the areas of Customer and Product Analytics, Credit Risk Management, Valuations and Underwriting. In his last role as CRO in MoneyView he designed their Risk Management & Credit Governance frameworks, pricing and decisioning infrastructure.

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Kunguma Sharmila
Chief Audit officer

Sharmila has vast experience in banking and financial services, predominantly in Internal Audit and Risk Management. Her key areas of expertise are Internal Audit frameworks, Audit Analytics, Policies and Process Writing, Building and Operationalising the Internal Audit team, Fraud Risk and Operational Risk Management. Sharmila has also worked in organisations such as Spandana Sphoorty Financial Services, Jana Small Finance Bank, Kinara Capital, HSBC Bank, CitiBank and Airtel.

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Rahul Gupta
Director & Chief Executive Officer

Rahul has deep domain expertise in consumer finance in emerging & mature markets across Asia. His positions include President & CEO of GE Money in Singapore & Hong Kong. In his most recent assignment he was MD-Business Development for the complete portfolio of GE businesses in the ASEAN region.

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Swapnil Dixit
VP Product

Swapnil is Vice President, Product at Avanti. He is an engineer from IIT Kharagpur and MBA from UC Berkeley. Swapnil is a passionate educationist and design thinker. He spends his free time introducing the concepts of design thinking to students and making oscar worthy home videos with his children.

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Sashi Pandey
Head of Growth and Strategic Initiatives

Sashi leads Growth and Strategic Initiatives at Avanti. Sashi has been with Avanti since early days and has contributed to evolving its operating model, risk management and assessment frameworks. Working with all stakeholders, he is responsible for delivery of ‘profitable scale’. Prior to Avanti, Sashi was a Management Consultant in the Digital Strategy team at KPMG.

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Our Team

Abhay Rathod

Abhijit Panda

Afridi Sultan

Aman Gautam

Aman Kumar

Ameeth Ramakrishna

Amit Nahar

Anju Kumari

Ankit Hurkat

Ashok Ranwa

Ashutosh Verma

Bhushan Salunkhe

Chandrasekhar Manoharan

Charanesh Gowda

Chhavi Tak

Chitra Marian

Darshil Mehta

Deepak Hota

Dibyadarshan Behera

Gajendran M

Ghanasham Badgujar

Goutham Krishna

Gurusamy Devaraj

Hariharan

Hariharan

Hemavathi TL

Himal Verma

Himanshu Namdev

Jayesh Sutar

Kanumuri Sai Koushik Varma

Katti Ramanujayelu

Kunguma Sharmila

Lalitesh Katragadda

Maniram Santosh

Manish Thakkar

Manu Prashanth

Mrinal Saha

Mukunda Munjuluri

Muralidharan M

Murugananthan

Nagaraj Subrahmanya

Nalini Chinta

Namrata Mayekar

Nidhi Gupta

Nihal B L

Nirakar Behera

Nivedhya PS

Pradnesh Shirsat

Praharsh Gupta

Pramila YB

Prayas Sen Deka

Priyanshu Singh

Raghu Veera

Rahul Gupta

Rajesh Jambhale

Rajneesh Sharma

Raksha Kumar

Ramkrishna Atre

Rashmi Raina

Ravali Chinthala

Reshma Mathew

Rupendra Patel

Sahana Nagesh

Saloni Jain

Sameer Arora

Sanket Sawwalakhe

Sashi Pandey

Saurabh Gangwal

Saurabh Kumar

Shamik Patel

Shivkumar Baldava

Shreya Jain

Shrishti Narain

Siddhartha Basu

Sirpi K

Sivaprasad

Sujendra

Sumit Waghe

Sunil Tadepalli

Swapnil Dixit

Swati

Tatu Vishwas Parab

Urvashi Bahirsheth

VamsiTej Gadivemula

Vikas Shukla

Vinayak Revadigar

Vivek D

Vrinda Rateria

Join Us

You can be part of Avanti if you are passionate about solving large complex and dynamic problems.

Join Us If You Think, You

  • Are a problem solver
  • Have empathy for people in the under/ un-served segments
  • A believer in the power of “tech for good”
  • Willing to unlearn and re-learn continuously
  • Believe in the “art of the possibility”
Drop Us A Line

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Alert: Members of the public are hereby advised not to send/receive money to/from scammers posing as Avanti. Please read full message by clicking here.